A routing number for Wells Fargo is a code of between 8 and 11 digits used by Wells Fargo and other banks to identify where your account is located. The ACH, wire transfer, and SWIFT numbers are used to process checks, set up automatic payments, make online payments, and send money within the U.S. and internationally. You can find the exact routing number you need for your Wells Fargo account by following this guide.
What is a Routing Number for Wells Fargo?
Banks use a nine-digit identification code to identify themselves in the United States. In banking, the nine digits here are known as routing numbers or ABA routing numbers (ABA RNT).
Frequently, we are asked, “Is it important which routing number you use?”. Yes, these unique numbers make sure your funds travel to the right financial institution.
In cases where you intend to make a wire transfer, it would be best to contact your bank to verify that you have the necessary details and steps in place before beginning.
Be cautious about sending or receiving funds through wire transfers as they are generally irreversible. When sending or receiving funds, be sure to verify all the recipient, banking, and personal information.
A Routing number for Wells Fargo can differ from person to person. Wells Fargo routing numbers vary according to the location where you opened your account, the type of account, and the type of transaction you are making.
This number might be needed for:
- Direct deposit setup
- Money Transfer
- Wire transfer
Look up your Wells Fargo bank routing number on the chart below if you need it for any of these reasons or for others.
If you’re sending or receiving money through Wells Fargo, you need to know your routing number depending on whether your payment or transfer is domestic or international.
|Transaction||Type of Routing Number||Wells Fargo Code|
|Payments and debits between US accounts||ACH Routing Number||121000248|
|Wire payments between US Accounts||Domestic wire transfer number||121000248|
|wire payments to an international account||SWIFT code||WFBIUS6S|
ACH transfer routing number for Wells Fargo
For Wells Fargo, the ACH routing number is 121000248. ACH numbers are unique for each bank in the US and stand for Automatic Clearing House. A bank or transfer app, such as Zelle or Cash App, uses your ACH number and bank account number to identify the exact account from which payments should be taken.
Wells Fargo wire transfer routing number
Wells Fargo’s routing number for US wire transfers is 121000248. International wire transfers to your Wells Fargo bank account can also be sent to the same number.
Wells Fargo SWIFT code
For Wells Fargo international wire transfers, the SWIFT code is WFBIUS6S. Various banks and financial institutions across the globe are identified by SWIFT codes, a unique combination of letters and numbers.
The codes indicate four things that are used for international money transfers:
- The bank’s name
- Its country code
- Its main headquarters
- A particular branch
Routing numbers for Wells Fargo by state and territory
Routing numbers for Wells Fargo checking and savings accounts are determined by the location where you opened the account.
Some states have the same number listed in the table below. A routing number such as 121042882 is used for many places, such as California, Hawaii, Kentucky, Louisiana, Maine, Puerto Rico, and American Forces overseas.
|State (or District)||Routing Number|
|District of Columbia||054001220|
|American Forces Abroad; American Somoa; North Mariana Islands; Puerto Rico; Virgin Islands||121042882|
Other WF Routing Numbers
The Wells Fargo EasyPay Card routing number is 031302777 for prepaid cards.
With regards to the Command Asset Program, 102307164 is the routing number.
Wire Routing Number for Wells Fargo
Are you expecting a wire transfer? Wire transfer routing numbers are different for Wells Fargo, as previously mentioned.
Transfers between U.S. banks are made with the 121000248 number.
You will need to provide the following information when sending a wire transfer to a domestic recipient;
- Name and address of the recipient (according to their account)
- Bank account number and routing number of the recipient
Wells Fargo Swift Code for International Wire Transfer
Wells Fargo bank’s SWIFT code becomes the routing number in international transfers: WFBIUS6S. This number can be used to send international wire transfers.
Also known as a BIC code, SWIFT codes are used to identify banks.
Wire transfers to and from foreign countries require additional information.
Following is the statement that the sender must submit to their bank regarding the recipient of the wire transfer:
- Name of the recipient of the wire transfer (per their account information)
- Bank name and bank address of the recipient
- Number and type of bank account (savings or checking) for the recipient
- The SWIFT code of the recipient’s bank
- The currency in which the funds are to be wired
- A reason for the transfer of funds (such as personal payments, family remittances, salary remittances, export remittances, etc.).
Wire transfers may also require additional information in some countries.
Wells Fargo Line of Credit Routing Numbers
Utilize the following table by referring to your three-digit account number.
|Account Number||Routing Number|
|650, 651, 654||121042882|
|661, 662, 663||321270742|
How do I find my Wells Fargo Routing Number?
1. Use a check
Here are some additional ways to locate the correct routing number if you cannot recall the state where you opened your account or are unsure of which routing number you need.
Your routing number can be found at the bottom of a check if you keep a checkbook with you.
As seen in the image below, the routing number is shown on the bottom left side of the check.
Routing numbers are nine digits long. You will see your account number to the left of that (this number can range between 7 to 16 digits).
2. Contact Wells Fargo
To reach their customer service team, call 1-800-869-3557, 24 hours a day, seven days a week.
For international customers, a toll-free number is available for most countries.
3. Using the Wells Fargo App
Checking your routing number on the Wells Fargo app is easy if you follow these steps:
- Sign on
- Go to your account by clicking it
- Tap “Show more details” to see more information
- Select “Routing numbers”
- Your routing number will now appear for direct deposits, electronic payments, and domestic wire transfers.
Can routing numbers for Wells Fargo change?
Certainly. Based on the size and number of states a bank serves, it may have more than one routing number. In states outside of California, Wells Fargo services or branches may require a different routing number even though the company is headquartered in San Francisco.
If you’re not sure about the routing number, contact Wells Fargo.
With your handy list of Wells Fargo routing numbers, you are now ready to start sending money, setting up direct deposits, and even transferring funds.