How to pay on Amazon without a credit card?

How to pay on Amazon without a credit card? A wide variety of products are available on Amazon, making it increasingly convenient to shop online.

However, not everyone has a credit card or prefers to use one for online purchases.

It is important to note that Amazon offers alternative payment methods, which allow you to shop without a credit card.

The purpose of this blog post is to provide a comprehensive explanation of how you can pay without using a credit card on Amazon. # How to pay on Amazon without a credit card?

How to pay on Amazon without a credit card?

In order to pay on Amazon without a credit card, you can choose from a number of alternative payment methods.

The following are some examples:

Debit Cards:

 When you are checking out on Amazon, you will have the option to pay with a debit card.

During the checkout process, you should select that option and provide the necessary card information.

Amazon Gift Cards: 

The Amazon gift card can be purchased either online or in local retail stores. The gift card can be purchased online or in local retail stores.

The gift card code can be entered during the checkout process to apply it to your Amazon purchase.

Prepaid Cards: 

In addition to credit or debit cards, Amazon accepts prepaid cards.

These cards function similarly to debit cards, and the information is entered during checkout just as it would be with a regular credit or debit card.

Amazon Pay: 

The Amazon Pay service allows you to link your bank account or to use your available balance to make purchases on Amazon.

You can link your bank account or use your available balance to make purchases on Amazon.

Bank Transfers: 

Depending on your country, you may be able to make online payments via direct debit or bank transfer.

Please review your country’s support for these payment methods during the Amazon checkout process.

You may be able to make payments through Amazon using third-party payment services, such as PayPal or mobile payment apps.

Take note of whether these options are available in your region and link your account accordingly. # How to pay on Amazon without a credit card?

During Amazon’s checkout process, you should review the payment options available.

If you experience any difficulties or have specific questions, please contact Amazon’s customer support.

Amazon payment methods

In order to facilitate your shopping experience on Amazon, Amazon offers a number of payment methods. The following are some of the most common payment methods:

Credit and Debit Cards: 

When you check out with Amazon, you will be able to enter your credit and debit card details and complete the payment process securely.

Amazon accepts Visa, Mastercard, American Express, and Discover cards. # Amazon payment methods

Amazon Gift Cards: 

In order to make purchases on, you can use Amazon gift cards. These gift cards can be purchased online or in retail stores.

Once you enter the code during checkout, the gift card will be applied to your purchase.

Amazon Pay: 

In order to complete your payment, you will need to log into your Amazon account and complete the payment process if the website supports Amazon Pay.

If the website does not support Amazon Pay, you will need to select another option during checkout and log into your Amazon account in order to complete the payment process.

Bank Transfers: 

A bank transfer or a direct debit option is offered by Amazon in certain countries. # Amazon payment methods

This allows customers to link their bank accounts to Amazon and initiate payments directly from their bank accounts.

Mobile Wallets: 

In addition to Amazon Pay Balance, Apple Pay, and Google Pay, Amazon also accepts payments from mobile wallet services, which permit you to store your payment information securely and complete transactions remotely.

Installment Payments: 

In addition to offering installment payment plans, Amazon offers a variety of payment options, including Amazon Pay Later and Amazon Installments (available in a limited number of countries). # Amazon payment methods

Cash on Delivery: 

A cash on delivery option is available in select regions of Amazon. By using this method, you can place an order and make the payment when the package is delivered to your door.

The availability of payment methods may vary from region to region, and from Amazon website to Amazon website, depending on your location.

During the checkout process, Amazon will display the payment methods available to you. # Amazon payment methods

Which cards are accepted by Amazon Prime

There is a wide variety of credit and debit cards that can be used to pay for Amazon Prime, depending on your location and the specific Amazon website that you are using. 

Amazon Prime, however, generally accepts the following:

  1. Visa
  2. Mastercard
  3. American Express
  4. Discover
  5. Diners Club
  6. JCB

In addition to accepting credit cards affiliated with the above-mentioned networks, Amazon Prime also accepts debit cards from the above-mentioned networks.

It is also important to note that certain local or regional payment methods may also be accepted within specific countries. # Which cards are accepted by Amazon Prime

The checkout process on Amazon Prime allows you to select the type of credit card you wish to use and provide the necessary credit card information to complete the purchase.

By encrypting your payment information and using industry-standard security measures, Amazon ensures a secure payment process. # Which cards are accepted by Amazon Prime

It is recommended that you check the payment options available to you during the checkout process on the Amazon website specific to your area if you have a specific credit or debit card that you intend to use for Amazon Prime.

Add Cash to Your Amazon Account With Amazon Cash

Earlier this year, Amazon introduced Amazon Cash, a free service that allows customers to load cash directly into their Amazon accounts.

Using your Amazon Cash account, locate your unique barcode and print or send it to your phone.

Once you have completed this process, you will be able to instantly add cash to your card at one of 30,000 participating stores, including 7-Eleven, CVS/Pharmacy, Cumberland Farms, and GameStop.

Your barcode will be scanned by the cashier. You can specify how much you would like added to your Amazon account and pay in cash.

The amount will be added to your account immediately.

pay on Amazon without a credit card
pay on Amazon without a credit card

You may also use Amazon Cash to shop online without a credit or debit card from any retailer that accepts Amazon Pay, such as Merrell or Purple.

Connect Amazon to Your Bank Account

When you live in the U.S., you can use an automatic clearing house (ACH) payment to pay for Amazon purchases if you do not have a credit card or debit card.

You will need the name of your checking account, the routing number, and the checking account number under the “Payment Options” section of your account page.

In addition to your driver’s license number, you will need to verify that you are the owner of the account.

If, however, you are unable to process a payment with this method without sufficient funds, you will be subject to an Amazon fee.

In case any electronic funds transfers are returned to Amazon unpaid, they will charge your account a fee depending on your location.

In Colorado, Connecticut, ID, IN, NJ, and UT, the charge is $20; in Puerto Rico, it is $10; and in all other states, it is $25.

Can You Get Amazon Prime Without A Credit Card?

In order to sign up for Amazon Prime, you will need a valid credit card. Debit cards, checking accounts, prepaid debit cards, and gift cards will not be accepted.

But there is a workaround.

There are several payment methods available from Amazon that can be used to purchase a Prime Membership gift.

You may also use an Amazon gift card to purchase a Prime Membership gift for yourself.

You can choose between a 3-month or a 12-month membership-depending on how generous you are with yourself.

Prime subscribers enjoy free two-day shipping, Prime Video, unlimited photo storage, free two-day international shipping, and free two-day shipping.

When your membership runs out, a Prime account gift won’t automatically renew. You will have to gift it again to yourself.

Shop With A Prepaid Debit Card

Using a prepaid debit card on Amazon is similar to using a credit card, but without the debt, or a debit card without a checking account.

There are a number of well-known prepaid cards available, including Netspend® Visa® Prepaid Card,  PayPal Prepaid Mastercard®, and Walmart MoneyCard® Visa®.

The prepaid debit card must be registered before it can be used online, including Amazon purchases.

In order to complete any purchases, you will need a billing address, which can only be assigned to a prepaid debit card by registering.

Therefore, you will not be able to use temporary cards purchased in stores online until you create an online account with the card issuer.

Upon registration, you can use your prepaid card just like any other credit or debit card on Amazon.

You may be able to receive a refund on prepaid cards, depending on the card provider, if you decide you are not satisfied with the discount 4K TV on Prime Day. Some refunds take up to 30 days to process.


Amazon has made it possible for individuals with no credit cards to take advantage of the convenience of online shopping thanks to the ever-expanding options for online shopping.

In addition to debit cards, Amazon gift cards, prepaid cards, Amazon Pay, bank transfers, and third-party payment services, you can also utilize alternative payment methods to complete your Amazon purchases.

We offer a variety of payment options, including gift cards, bank transfers, and existing funds.

You can navigate the Amazon checkout process without the need for a credit card by following the step-by-step instructions provided in this blog post.

Amazon offers a wide variety of products that can be explored today, and you have several payment options at your disposal to make a purchase.

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